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1. My credit rating is not that great can I still use
your services?
Yes! We offer all kinds of solutions to all kinds of
borrowers. We are a large wholesale mortgage company and we
lend in 42 states. In addition, we represent over 200
national lenders and will find you a mortgage solution that
is tailored to your specific needs
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2. I've missed paying on time with a few payments...
now what?
That may not matter. Depending on other factors like
your credit score, time in the home, job status, equity
position, etc... We have programs that will look past those
late payments and we can find a way to restructure your
overall debt to help you stay on track.
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3. My credit scores have gone up... can I get a better
rate?
Absolutely! We have very aggressive programs that reward
you for keeping your credit rating high and paying your
bills on time. The lower the risk to the bank...the lower
your rate can be! Makes sense right?
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4. I would like to pay off some credit cards can we do
that?
Yes. If you have equity in your home, we can show you
how to use it to pay off those high interest credit card
bills once and for all! We will restructure your debt for
you and show you how to save money, get your credit scores
to go up, stay on track, even how to get a tax break on your
payments!
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5. How do I get some real cash out of my home's
equity?
If you have the equity, we can assist you in getting it out of your home in the form of actual cash straight to
you. Up to $100,000.00 dollars or more. You can use the money for
any reason you wish.
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6. I now have an adjustable rate, can I
get a fixed rate?
We offer all kinds of mortgage programs with adjustable
and fixed rates. We will place your account with the right
type of program depending on your particular profile, credit
rating, and financial needs.
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7. If we try to reassign our mortgage are
we obligated?
Absolutely not! We offer our services to homeowners that
want or need to make their mortgage loan work for them. If
at any time you feel that you are not benefiting from our
service, just don't move forward. This is your home and your
mortgage. We want to show you how to use your mortgage and
your home's equity to your fullest advantage.
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8. I can't prove my income... can I still use your
service?
Yes... we offer many programs that allow for stated
income or even stated assets in order to qualify for a new
mortgage payment program. We assist thousands of self
employed clients and now even have stated income programs
for W2 employees. |
9. Do I have to meet with a consultant?
No. The entire evaluation and reassignment process can
be handled on-line, via email, and on the phone. No face to
face meeting is necessary.
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10. How long does the process take?
The initial evaluation takes about 30 minutes and you
can have your mortgage reassigned for a better rate, lower
payment, cash out, or for debt consolidation in
approximately 30 days.
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